Susan E. Piette is a Principal of the firm. Susan concentrates her practice in the areas of estate planning, elder law, guardianships and estate administration. She also regularly assists families with family wealth management and business succession planning by focusing on client values, inter-family dynamics, and the type of legacy they want to leave behind.

Every family is different, and Susan is committed to providing clients with unique estate planning services that meet their specific needs. She has guided hundreds of clients in creating customized estate plans with asset protection and complex distribution patterns. Her focus also includes a special emphasis on the senior population and those individuals with long term care Medicaid needs where she works diligently to appropriately protect their assets for their families from long-term care costs while qualifying them for Medical Assistance (Medicaid) long-term care benefits.

Dedicated to taking care of you and your loved ones to provide a comprehensive plan and peace of mind for you moving forward, Susan is passionate about her ability to help clients be protected and prepared. She is very compassionate and sensitive to the needs of her clients, regularly meeting with her elderly clients at their home or in their nursing home residence. Susan is known for thoroughly and sensitively counseling seniors and their families on frequently asked elder law questions such as “What happens if I outlive my money?”, “Can ‘they’ take my house?”, “How can I protect and preserve my assets for my children?”

In addition to her estates practice, Susan has extensive expertise in municipal law, land use, zoning and real estate matters, and she utilizes her background in contracts, regulations, compliance, negotiations and committee and board interaction to assist her clients in analyzing and implementing their estate and long term care plans.  Susan received her undergraduate and law degrees from the University of Illinois.

Representative Cases

  • Negotiated an Escrow Agreement to permit entrance of an elderly client to the skilled nursing facility of her family’s choice after her entrance application had been denied due to liquidity and uncertainty of funds, her geographic residence and that of her power of attorney at the time the application was made. The facility would not accept the family’s promise to pay for care in light of the unknown time it might take to sell the out-of-state residence which was to be utilized to pay for the client’s care. The Agreement provided for funding of an escrow account by a family member from which draws could be made to pay for cost of care while the out-of-state residence was being sold.  The Agreement and escrow assured funding of care but did not add additional assets to the client that would need to be spend down in the future should Medicaid be needed to pay for care once the assets of the home sale had been depleted.
  • Prepared Caregiver Agreement for client delineating specific role, responsibilities and obligations of adult child as caregiver and documenting legal payment to adult child for copious time given to care of mother.  The Agreement allowed for a transfer of funds from the mother which would not be categorized as an ineligible transfer of funds for Medicaid purposes, and which would provide the adult child with a means to receive an income for the care being given.
  • Served as Solicitor for several Townships and Zoning Hearing Boards, overseeing quasi judicial municipal land use public hearings, authored multiple municipal zoning decisions.
  • Responsible for negotiations of municipal multi million dollars land development and subdivision financial security agreements, conservation management easements and land use restriction declarations.
  • Facilitated tax anticipation borrowing loans and municipal borrowing for municipal open space purchases.




  • Pennsylvania
  • Illinois


  • University of Illinois, School of Law (J.D. 1988)
  • University of Illinois (B.S. 1985)


  • Pennsylvania Bar Association
  • Montgomery Bar Association
    • Elder Law Committee
  • ACLAMO (a charitable, non-profit 501(c)(3) organization which provides educational programs, social services and access to health and wellness programs to Latinos and other community members in the Norristown and Pottstown area to empower them to fully achieve their life potential)
    • Board Member
  • The Mayflower Society
  • The Daughters of the American Revolution

Publications & Speeches

  • Montgomery Bar Association Webinar: “Wealth Planning, Irrevocable Trusts, Caregiver Agreements” – May 20, 2020
  • 60+ Series presentation:  “I Can No Longer Stay at Home” Senior Housing Options and Easy Transitions. – HRMML Office, April 21, 2020
  • 60+ Series presentation:  “To Probate or Not to Probate?”  What you need to know to do (and what not to do) when a loved one dies.  Steps to reduce fees and inheritance taxes. – HRMML Office, March 24, 2020
  • 60+ Series presentation:  “Can They Take My House?”  Medicaid for Skilled Nursing Care — What I should know now so that I can plan for what is best for me and my family? – HRMML Office, February 18, 2020
  • 60+ Series presentation:  “Estate Planning: The Basics and Beyond”  Wills, Durable General Powers of Attorney and Medical Powers of Attorney/Advanced Healthcare Directive. Do I need any or all of them? Info and options on changes to be made after a death of spouse, a divorce and a second Marriage; options for family vacation homes; NEW Setting Every Community Up For Retirement Enhancement (SECURE) Act and its impact on your estate planning. – HRMML Office, January 21, 2020
  • 60+ Series Presentation – “There’s No Place Like Home” Remaining safe and secure at home as long as medically and financially possible. – HRMML Office, November 19, 2019
  • 60+ Series Presentation – “A, B, C’s (and D) of Medicare – Navigating the Regulations and Requirements for your Healthcare.” – HRMML Office, October 22, 2019
  • 60+ Series Presentation: “To Trust or Not to Trust” Do I need one and what are my options? – HRMML Office, September 24, 2019
  • “Understanding Government Benefits for a Special Needs Loved One,” Presented with FirstTrust Financial Resources in Conshohocken, June 18, 2019
  • 60+ Series Presentation: “How Large Should My Nest Egg be to Allow for a Comfortable Retirement? And how can I confidently hold or increase its value?” Strategies and methodologies to plan for or maintain a comfortable retirement. – HRMML Office, May 28, 2019
  • “Understanding Government Benefits for a Special Needs Loved One,” Presented with FirstTrust Financial Resources in Conshohocken, May 15, 2019
  • “To Probate or Not to Probate?  How to reduce inheritance taxes and probate fees and what is required to do when someone dies” – HRMML Office, April 23, 2019
  • “I Want to Stay at Home – What I need to know about Caregiver Agreements, Home Healthcare and Reverse Mortgages” – HRMML Office, March 26, 2019
  • “Veterans Benefits – What is available to our veterans? Recent Changes in the Law” – HRMML Office, February 19, 2019 and February 26, 2019
  • “Medicaid Asset Transfer Rules and Techniques” – National Business Institute teleconference, January 25, 2019
  • “Social Security – Facts and Strategies – How to get the most from your Social Security” – HRMML Office, January 15, 2019
  • It is Medicare Open Enrollment – What Can You Do; What Should You Know, HRMM&L Legal Spotlight, November 13, 2018
  • “The A, B, C’s (and D) of Medicare – Navigating through the Regulations and Requirements for your Healthcare” – HRMML office, October 30, 2018 and November 13, 2018
  • 55+ Series “Medicaid Planning” – HRMML office, September 25 and October 2, 2018
  • “Agent Under a Power of Attorney / Social Security Rep Payee / Guardian of the person and estate — what is the difference, when are each needed and what are the responsibilities of each?” – The Reserves at Gwynedd, September 24,2018
  • 55+ Series “Reducing Inheritance Taxes” – HRMML office, July 2 and August 7, 2018
  • What Can You or Your Agent Spend Your Money on When Anticipating the Need for Medicaid to Pay For Your Care Costs? HRMM&L Legal Spotlight, July 2, 2018
  • 55+ Series “To Trust or Not to Trust? Do I need one and what are my options?” – HRMML office, June 5 and June 12, 2018
  • 55+ Series  “Elder Law Overview” – HRMML office, May 8 and May 15, 2018
  • Estate Planning and the Blended Family, HRMM&L Legal Spotlight, March 19, 2018
  • “Medicaid Asset Transfer Rules and Techniques” – National Business Institute, March 16, 2018
  • A, B, C’s (and D) of Medicare Health Insurance, HRMM&L Legal Spotlight, March 12, 2018
  • “To Trust or Not to Trust – that is the question?   A tutorial on various trusts and why or why not someone would want / need one.”  – The Reserves at Gwynedd, March 12, 2018
  • “People Need People – Who is on your team?” – Merck Union Retiree Meeting, February 28, 2018
  • “Dealing with Disaster: Emergency Management Planning and Estate Administration for Business Owners” – Business Advisory Group Seminar, HRMM&L, February 22, 2018
  • “Medicaid Asset Transfer Rules and Techniques” – National Business Institute, January 25, 2018
  • “Advanced Directive, DNR” – POLST – Gwynedd Nursing Center Admin., October 2, 2017
  • “How Large Should Your Nest Egg Be to Allow for Comfortable Retirement?” – The Reserves at Gwynedd, September 25, 2017
  • “Taking Medicaid Planning into Consideration When Creating Wills and Trusts” – National Business Institute, August 29, 2017
  • “Protecting Assets While Qualifying for Medicaid” – National Business Institute, June 13, 2017
  • “What is a Power of Attorney? and why everyone needs one.” – Merck Union Retirees Meeting, May 31, 2017
  • “What’s Your Will? It is up to you to make choices” – The Reserves at Gwynedd, February 15, 2017
  • “What’s Your Will? It is up to you to make choices” – Meadowoods, February 9, 2017
  • What is a Medical Power of Attorney, an Advanced Health Care Directive, a Living Will, and Do I Need Any or All of Them? HRMM&L Legal Spotlight, February 1, 2017
  • The Montgomery County Elder Law Handbook (2017), Co-editor
  • Agent vs. Guardian – What is the difference?HRMM&L Legal Spotlight, December 29, 2016
  • “What’s Your Will? It is up to you to make choices” – Merck Union Retirees Meeting, September 28, 2016
  • Laboratory Testing Employee Fair, September 2016
  • “Estate Planning, You and Your Family” – NFL Players Conference Weekend, Atlantic City, NJ, June 28, 2016
  • Merck Union Employee Fair, June 23, 2016
  • “Economics of Ensuring an Inheritance for Your Children While Planning for Possible Skilled Nursing Care” – The Reserves at Gwynedd, June 15, 2016
  • “Economics of Reducing Inheritance Taxes; What You and Your Heirs Should Know to Plan Accordingly” – Meadowood, May 12, 2016 and Merck Union Retirees Meeting, May 25, 2016
  • Upper Merion Township Senior Center 55+, Wellness Expo, May 2016
  • “Insights for Parent Care Conversation and Your Own Future Well-Being” – Panel discussion with The Dunn Group, April 29, 2016
  • What is a Power of Attorney? And do I Need One?” HRMM&L Legal Spotlight, April 18, 2016
  • “Elder Law Matters – Basic Planning” – Meadowood, January 2016
  • “Estate Planning for the Family Vacation Home; Avoiding World War III” – The Reserves at Gwynedd, January 2016
  • “Staying at Home – Caregiver Agreements, Home Healthcare and Reverse Mortgages” – Merck Union Retirees’ meeting, November 2015
  • “Elder Law Matters – Basic Planning” – Mother of Divine Providence Parish, October 2015
  • Laboratory Testing employee fair, October 2015
  • “Estate and Elder Law Planning” – 740 AM WVCH radio interview, August 2015
  • “A, B, C’s of Medicare and Social Security Options and Strategies” – The Reserves at Gwynedd, June 2015
  • Upper Merion Township Senior Center 55+ Wellness Expo, May 2015
  • “Estate Planning, You and Your Family” – Potential NFL Drafts and current NFL players, April 2015
  • Elder Law Informational Clinic; Esperanza Health Clinic / Christian Legal Clinics of Philadelphia, February, 2015
  • “Planning for Medicaid” – Merck Union retirees’ meeting, February, 2015

*All speaking engagements prior to 2015 may be requested, but are too lengthy to provide in bio.

Personal Interests

Susan has always been active in giving back to communities through her leadership and activities as a Child Ambassador for World Vision, a Christian relief, development and advocacy organization working with children, families and communities to overcome poverty; through her church mission efforts in the Montgomery County and Camden areas and as far away as Haiti.

Susan has three adult children. She enjoys time with them, traveling, baking, and photography. She is also an avid perennial flower gardener.